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Chicago Personal Injury Attorney · Free Case Review

🚊 Chicago Train & CTA Accident Lawyer
Schwaner Injury Law

Chicago is one of the busiest rail hubs in North America — CTA "L" trains, Metra commuter lines, Amtrak, and the freight networks of BNSF, Union Pacific, CN, and Norfolk Southern all converge here. When something goes wrong, the injuries are catastrophic and the legal deadlines are unforgiving. CTA injury claims require written notice within 1 year under 70 ILCS 3605/41 — miss it and your case is over. Schwaner Injury Law represents passengers, pedestrians, motorists, and railroad workers injured in Chicago train and transit accidents. Free, confidential consultation 24/7.

Reviewed and updated by David J. Schwaner, J.D. — March 2026 Illinois Personal Injury Attorney · 20+ Years Experience
Immediate Steps

What to Do After a Chicago Train or CTA Accident

  • Call 911 and accept transport — adrenaline masks serious internal injuries
  • Note the train, line, car number, station, and direction of travel
  • Photograph the scene, your injuries, the platform, doors, and any debris
  • Get contact information from every witness — passengers scatter quickly
  • Do NOT give a recorded statement to CTA, Metra, or railroad investigators
  • Request the police and CTA incident reports in writing
  • Contact a Chicago train accident attorney within days — CTA notice deadlines run fast
Common Causes

Common Causes of Train & CTA Accidents

  • Operator negligence — fatigue, speeding, missed signals, distraction
  • Signal, switch, or positive train control (PTC) failures
  • Improper track and equipment maintenance — broken rails, defective brakes
  • Defective platforms, doors, gap fillers, or escalators on the CTA system
  • Derailments caused by track, suspension, or load-securement defects
  • Pedestrian and vehicle collisions at unguarded or malfunctioning crossings
Your Rights

Compensation You May Be Entitled To

Train and transit injuries are often catastrophic. Illinois law allows victims to recover the full economic and non-economic harm caused:

  • Emergency care, surgery, hospitalization, and rehabilitation
  • Future medical care, life-care plans, and prosthetic devices
  • Lost wages and lost earning capacity
  • Pain, suffering, and loss of normal life
  • Disability, disfigurement, and scarring
  • Loss of consortium for spouses and family
  • Wrongful death damages where a loved one was killed
Why Schwaner Injury Law

Chicago's Trusted Train Accident Attorney

David J. Schwaner has spent over two decades fighting transit and rail defendants in Cook County. The CTA, Metra, and the freight carriers are repeat-player defendants with in-house legal teams whose entire job is to minimize your claim. We move fast, preserve evidence, and put your case in the strongest position from day one.

You pay nothing unless we win. David handles all case costs upfront — accident reconstruction, medical expert fees, deposition costs — so you can focus on your recovery.

Free consultation, available 24/7
No fee unless we win your case
98% case recovery rate
$30M+ recovered for injury victims
Direct attorney access — not a call center
98%
Case Recovery Rate
$30M+
Recovered for Clients
20+
Years of Experience
FAQ

Train & CTA Accident Questions — Answered

How long do I have to file a CTA accident claim in Illinois?

CTA claims have an extremely short deadline. Under 70 ILCS 3605/41 you must serve written notice on the CTA within 1 year of the injury, and you must file your lawsuit within 1 year. Missing the notice deadline is fatal to your case.

Who is liable in a Chicago train accident?

Liability depends on the type of rail and cause. Possible defendants include the CTA, Metra, Amtrak, BNSF, Union Pacific, Norfolk Southern, equipment manufacturers, maintenance contractors, the operator personally, and other drivers in crossing collisions.

What is the common carrier doctrine?

Under Illinois law, railroads and transit operators are common carriers and owe passengers the highest duty of care — a far stricter standard than ordinary negligence.

What if I'm a railroad worker injured on the job?

Railroad employees are not covered by Illinois workers' compensation. Instead, the federal Federal Employers' Liability Act (FELA), 45 U.S.C. § 51, governs and allows full recovery for medical expenses, lost wages, and pain and suffering.

Can I sue the CTA directly?

Yes, but you must strictly comply with the notice and filing rules of the Metropolitan Transit Authority Act (70 ILCS 3605/41). An experienced attorney should be involved immediately.

Get Your Free Train Accident Case Review

Schwaner Injury Law offers free, confidential consultations 24/7. No fee unless we win. Tell us what happened and we'll tell you if you have a case — no obligation.

Call (312) 635-4000 📋 Send Us Your Case

Available 24/7 · Free · No obligation · Confidential

Our Process

How We Handle Train & CTA Accident Cases

From first call to final settlement or verdict — here's exactly how David Schwaner fights for train and transit accident victims in Chicago.

1

Free Consultation

We evaluate your train, CTA, Metra, or freight rail case at absolutely no cost. You'll speak directly with David Schwaner about what happened, what evidence exists, and what your case is worth.

2

Notice & Investigation

For CTA cases we serve statutory notice immediately under 70 ILCS 3605/41. We send preservation letters demanding event recorders, station video, dispatch logs, and maintenance records. We retain accident reconstructionists where needed.

3

Demand & Negotiation

We prepare a comprehensive demand package backed by medical, economic, and engineering experts and negotiate aggressively. Transit and railroad defendants know Schwaner Injury Law is prepared to litigate.

4

Settlement or Trial

Most cases resolve before trial. If a transit agency or railroad refuses fair value, David Schwaner files in Cook County Circuit Court and tries the case to a jury.

5

You Get Paid

You receive your settlement or verdict. Our fee comes only from your recovery — zero out-of-pocket cost to you. No fee unless we win, guaranteed.

Know Your Rights

Illinois Law & Your Train Accident Rights

Train and transit cases involve a tangle of state, local, and federal law. Here's what every injured Chicago commuter, pedestrian, and rail worker needs to know.

Illinois & Federal Rail Law: What You Need to Know

  • ⚖️CTA Notice & Statute: Metropolitan Transit Authority Act (70 ILCS 3605/41) — written notice and filing required within 1 year of injury. Strict compliance is mandatory.
  • ⚖️Private Rail SOL: Amtrak and freight rail injury claims generally follow the 2-year personal injury statute under 735 ILCS 5/13-202.
  • ⚖️Common Carrier Duty: Illinois imposes the highest duty of care on rail and transit operators toward their passengers — a heightened standard far above ordinary negligence.
  • ⚖️FELA for Workers: Federal Employers' Liability Act (45 U.S.C. § 51) governs railroad employee injuries — full negligence damages, no workers' comp limits.
  • ⚖️Federal Preemption: Some claims (track speed, crossing standards) are subject to Federal Railroad Safety Act preemption analysis — handled correctly, this rarely defeats a properly pled case.
Why Choose Us

Why Chicago Train Accident Victims Choose Schwaner Injury Law

$30M+ Recovered

David Schwaner has recovered over $30 million for injured Chicagoans, including transit, rail, and crossing-collision victims.

20+ Years Experience

Two decades of Cook County litigation against transit agencies, freight carriers, and Class I railroads.

Available 24/7

Call or text David Schwaner anytime. CTA notice runs from day one — we move fast.

Zero Fees Unless We Win

No upfront costs. We advance all expert and litigation expenses so you can focus on healing.

More Questions Answered

More Train & CTA Accident Questions — Answered by David Schwaner

Illinois-specific answers to the questions injured train and transit victims ask most. If your question isn't here, call (312) 635-4000 — David answers personally.

How long do I have to file a CTA accident claim?

CTA cases follow the Metropolitan Transit Authority Act (70 ILCS 3605/41), which requires written notice on the CTA within 1 year of injury and filing of the lawsuit within 1 year. Failure to comply with the notice provision is a complete bar to recovery in most cases. Private rail (Amtrak, freight) follows the standard 2-year SOL under 735 ILCS 5/13-202.

Who can be held liable in a Chicago train accident?

Depending on the facts, defendants may include the CTA, Metra, Amtrak, the freight carrier (BNSF, UP, NS, CN, CSX), the operator personally, equipment manufacturers, signal contractors, track maintenance contractors, and other motorists or property owners involved at crossings. Identifying every responsible party is critical because rail cases often involve overlapping insurance and indemnity agreements.

What is the common carrier duty and why does it matter?

Illinois law treats railroads and transit operators as common carriers, which imposes the highest duty of care toward passengers — far above the ordinary "reasonable care" standard. That means even slight negligence in operation, inspection, or warning can support a passenger's claim. This favorable standard is one of the most important advantages in train and CTA cases.

I'm a railroad worker — do I file workers' comp?

No. Railroad employees are excluded from Illinois workers' compensation. Instead, your remedy is the federal Federal Employers' Liability Act (FELA), 45 U.S.C. § 51 et seq. FELA is a fault-based statute, but it has a uniquely low causation standard — if the railroad's negligence played any part, even slightly, in causing your injury, you can recover full damages including pain and suffering. FELA cases are very different from auto or premises cases and require an attorney with rail experience.

What are typical settlement ranges for Chicago train cases?

Outcomes depend heavily on the severity of injury, length of recovery, lost income, and liability strength. Minor passenger injuries can resolve in the tens of thousands. Moderate cases involving fractures, surgeries, or prolonged disability typically range from several hundred thousand into seven figures. Catastrophic cases — paralysis, traumatic brain injury, amputation — and wrongful death cases regularly produce multi-million dollar verdicts and settlements in Cook County. We never quote a specific number until we understand all of the facts.

Does Schwaner Injury Law take train cases on contingency?

Yes. All train, CTA, Metra, Amtrak, freight rail, and FELA cases are handled on a contingency basis. There are no upfront fees, no hourly bills, and no charge unless we recover compensation for you. We advance all litigation costs and you owe nothing out of pocket. Call (312) 635-4000 anytime for a free, confidential evaluation of your case.

🚊 Serving Chicagoland

Chicago Train & CTA Accident Attorney — Serving All of Chicagoland

Schwaner Injury Law handles CTA, Metra, Amtrak, and freight rail cases throughout the Chicago metropolitan area including the Loop, River North, Logan Square, Pilsen, Hyde Park, Lincoln Park, Wicker Park, Bucktown, Rogers Park, Lakeview, Wrigleyville, Evanston, Oak Park, Skokie, Berwyn, Cicero, and throughout Cook, DuPage, Lake, Will, and Kane counties. Call (312) 635-4000 for a free consultation. Available 24/7, no fee unless we win.